Buying a new house before you sell your current home

Find out how others experience was.

 

 

What your financing needs were and how I was able to help?

 

-We were very specific in the product that we were looking for.  We wanted an ability to pay a minimum of 20% of the original loan annually.  In addition, we wanted to place a HELOC on the new home to bridge the sale of the old house instead of having to add and remove after sale original property.

 

- If you feel you got a good rate for what was being offered at the current time

We were 0.2% above the absolute lowest 5-yr fixed fast possession but still 0.5% below best posted with the product we wanted.

 

- Any other service related items (turnaround times, organization skills, knowledge, or overall experience)

 

You were very very responsive to the timing.  It was disturbing having to be exposed with our value to the potential of the 40 basis point increase on 5 years rates due to not being able to confirm until under 30 days prior to close but all worked out well.  Also we appreciate the effort to work with the  underwriter to mitigate the documentation needed.

 

Never did see you face to face.  Was surprised the the time found your picture of you and your family online - didn’t know you were only 12 years old - just teasing.

 

Gary

Calgary Alberta

Edmonton Alberta Mortgage Broker

Richard,

 

Thank You for making our Alberta Refinance mortgage so quick and painless!! We transferred our HELOC with AGF to a CIBC Firstline with your help.. I am so pleased with getting Alberta’s Best Mortgage Rate. I have been shopping around and you had the lowest mortgage rate I have seen in the past five months.  I have dealt with a few other Alberta Mortgage Brokers and none of them compare to your great customer service. I am very impressed the way you answer all my questions and don’t seem to be in a “rush” to get off the phone…like you have something better to do. (Other Edmonton Mortgage brokers seemed that way)  It has been ten days since we first spoke and everything it just about wrapped up. Your response time is amazing. I call or send you info and hear back that same day.  WOW! Way to go Richard and Candice!  Most “Mortgage Specialists” you have to call them every three just to make sure they still know who you are. You are very honest open and knowledgeable about the products offered.  So far so good I could not be happier with yours service and that is great because I am not easy to please. I have already recommended you to others and will continue to do so.  Now before your head explodes I must go.

 

 

Thanks a lot Richard and Candice and have a great day.

 

Karmin and David Williams. 

Edmonton Alberta

Calgary Alberta Mortgage Broker

 

 

No problem, I can say a few words about my experience.

- What were your financing needs were and how I was able to help?
I needed to arrange Mortgage financing for the purchase of a new Calgary home.  I did not expect any trouble with being approved but I wanted to discuss the best plan for my situation. After asking a couple qualifying questions, I felt you got right down to the information I was looking for.

- Did you feel you received the best current mortgage rate at the time?
The rate you got me was the best rate I could find, and I did my due diligence. Scotiabank, the bank I got my last mortgage with and have been dealing with for 15 years, could not come within 0.5% of the fixed rate you offered me through CIBC Firstline.

A friend of mine is building a new house and is required to use the Calgary Mortgage Broker provided by the builder. He was offered 3.99% from CIBC Firstline the same week you offered me 3.69%.  I told him what I was getting and he complained to his Calgary Alberta Mortgage Broker. The best they could do for him was 3.69% over four years instead of five. In short, I am happy with the lowest Alberta mortgage rate I received at the time.